Whether you need professional money management or a retirement plan, a one-time financial consultation or a second opinion, our initial appointment will consist of discussing your desires, aspirations, and developing a plan of action. If your path to financial independence includes professional money management, the following steps also apply:
1) We will provide you with a Sustainable Investment Solution Brochure and the First Affirmative ADV Brochure.
2) Together we will complete a Confidential Client Questionnaire. We will get a snapshop of your current situation and determine the most appropriate path by defining your goals, time horizon, risk tolerance, and societal priorities.
3) We will review your Investment Policy Statement, which will serve as a foundation on which to build your portfolio.
· Hourly Consultation: $175/hr. May include review of your current portfolio, an asset allocation analysis, creation of a comprehensive or specific financial plan, second opinion, social screening issues, life insurance review, or assistance in setting up an investment program for retirement, college savings, etc. No Minimum balance required.
Professional Investment Management: 1%. A variety of dedicated investment managers are given discretion to manage your account according to your Investment Policy Statement. An annual fee of 1% is deducted directly from your account on a quarterly basis. Minimum $50,000 investable assets.
As a FEE-ONLY advisor, we do not recommend products or services that pay commissions or loads. Upon request, we will gladly provide an estimate of your fee prior to engagement.